PRIVACY POLICY

Plant Ahead Financial Coach GPT – Privacy Policy

Last updated: June 2025

This Privacy Policy explains how we collect, use, and protect information when you interact with the Plant Ahead Financial Coach GPT ("the GPT").

1. Information We Collect
We do not collect, store, or share any personally identifiable information from users. All conversations are processed through OpenAI's ChatGPT infrastructure, and we do not have access to user data beyond what is visible in the OpenAI platform.

2. Use of Information
Any input you provide is used solely for generating responses within the conversation session. We do not use your data for marketing or analysis purposes.

3. Third-Party Service
This GPT operates via the OpenAI platform and is subject to OpenAI’s own Privacy Policy and Terms of Use.

4. Data Security
We rely on OpenAI’s data infrastructure and security. We do not collect or store your data on any external systems.

5. Children’s Privacy
This GPT is not intended for use by children under the age of 13.

6. Changes to This Policy
We may update this policy from time to time. Any updates will be posted on our official website or updated in the GPT configuration.

7. Contact
For any questions regarding this Privacy Policy, contact us at:
hello@plantaheadmoney.com

TERMS OF USE

Plant Ahead Financial Coach GPT – Terms of Use

Last updated: June 2025

By using the Plant Ahead Financial Coach GPT (“the GPT”), you agree to the following terms:

1. General Use
This GPT provides educational and informational content related to personal finance, saving, budgeting, investing, and market trends. It is not intended as a substitute for professional financial, legal, or tax advice.

2. No Professional Advice
The GPT does not offer regulated financial advice. Any actions you take based on information provided by the GPT are at your own discretion and risk. Consult a licensed financial advisor or tax professional for personalized advice.

3. Jurisdictional Guidance
The GPT may provide general information about tax rules or financial practices in specific countries. This is for informational purposes only and does not constitute legal or tax advice.

4. User Conduct
You agree to use this GPT respectfully and not to input harmful, abusive, or illegal content.

5. Limitations
We are not responsible for any errors, omissions, or outcomes from using the GPT. The content is generated by AI and should be verified independently before making decisions.

6. Contact
Questions about these terms? Reach out to us at:
hello@plantaheadmoney.com